Skin checks, mole mapping and private health insurance

13 Nov
 
2022

Unfortunately Medicare doesn't pay any rebate toward molemapping, and the rebate paid for skin checks doesn't cover the cost of providing a high quality comprehensive skin check.

Most of the largest private health insurers in Australia also do not pay any rebate for skin checks or mole mapping. The good news is that many Australian private health insurers contribute to the cost of skin checks and mole mapping, usually as part of their Extras package. We've compiled a list of some of these insurers.

If you have a policy with one of these insurers, inform our receptionist when you visit the clinic and they will process the necessary paperwork to enable you to make a claim.

Australian private health insurers with policies that cover skin checks and/or mole mapping

Open access funds

  • AHM
  • CBHS Corporate Health
  • Frank Health Insurance
  • GMHBA Limited
  • Grand United Health (GU Health)
  • Health Care Insurance Limited (HCI)
  • Health Partners
  • Health.com.au
  • Mildura Health Fund
  • MyOwn Health (MO Health)
  • Onemedifund (National Health Benefits Australia)
  • PeopleCare Health Insurance
  • Phoenix Health Fund Limited
  • Queensland Country Health Fund
  • St. Lukes Health
  • Transport Health Pty Ltd

Restricted funds

These funds cater catering only to employees within that particular industry and their immediate family members):

  • CHBS Health Fund Limited
  • Defence Health Limited
  • Doctors Health Limited
  • Nurses and Midwives Health
  • Reserve Bank Health Society
  • Teachers Health
  • TUH Health Fund (Teachers Union Health)

Insurers that do not cover skin checks or mole mapping

  • Medibank Private
  • BUPA
  • nib
  • HCF
  • HBF

Disclaimer

These details may have changed since the date of publication. Not all policies cover mole mapping. We recommend that you check with your insurer prior to your appointment.